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State Bank of India

Member Name Stuart Charlton
Company Name State Bank of India
Position Mortgage Product Manager

State Bank of India (SBI), with a 200 year heritage, is the largest commercial bank in India in terms of assets, deposits, profits, branches, customers and employees. The Bank has been operating in the UK for the past 95 years and has grown to become the largest international operation of State Bank of India.


SBI UK has a nationwide network of branches in 12 locations and offers a full range of banking, savings and lending products.


SBI UK offers a broad range of property & deposit backed lending both to individuals and companies and can support your clients in the following ways:


  • Residential Buy to Let mortgages for individual applicants.
  • Residential Buy to Let mortgages for Ltd Companies, LLP’s and SPV’s.
  • Residential Buy to Let mortgages for Houses in Multiple Occupation


  • Commercial finance to purchase/refinance a commercial property to be let to tenants.
  • Commercial finance to purchase a commercial property to be occupied.
  • Commercial overdrafts secured against an existing commercial property.


  • Overdrafts and term loans secured against deposits held with SBI UK


  • Development Finance


SBI UK adopts a flexible approach to case underwriting and does not use automated decisioning, your application will be assessed by an SBI underwriter on its own merits.


Full details of our product range can be discussed by contacting one of our skilled Business Development Managers.


Authorised and regulated by Reserve Bank of India and Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority (FCA) and limited regulation by the Prudential Regulation Authority. State Bank of India is a member of the Financial Services Compensation Scheme (FSCS) established under the Financial Services and Market Act 2000. The FSCS protects deposits held with our UK branches. Payments under this scheme are limited to £75,000. In practice, this means that each eligible depositor will be compensated up to a maximum of £75,000 of their total deposits.

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